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so you close the account so they cant get to you then what : what happens nesxt I got a new account at my bank they told me that once the account closed the ach would not charge me fees they would juwt go back and they could not get t o the new account because they dont have hte # once you close the account what happens next usually I am scared




You have no reason to be scared. Nothing can happen to you. Are these internet payday loans trying to take your money?

Sub: #1 posted on Thu, 08/16/2007 - 21:14

Anthony Lemons Anthony Lemons

(Posts: 1828 | Credits: 198.75)

Don't be afraid!! You can expect some nasty threats, but that's it. They are all lending illegally (assuming they are internet loans). If you let us know what companies you are up against we can help you here!

Sub: #2 posted on Thu, 08/16/2007 - 23:50

finsfan13 finsfan13
Moderators
(Posts: 6919 | Credits: 652.11)

Hi guest. They will blow a bunch of hot air your way. They can't really do anything.

Sub: #3 posted on Thu, 08/16/2007 - 23:57

eleroo eleroo

(Posts: 1220 | Credits: 153.93)

Still waiting to see if these are internet or storefront loans....zzzzzzzz

Sub: #4 posted on Fri, 08/17/2007 - 06:47

Anthony Lemons Anthony Lemons

(Posts: 1828 | Credits: 198.75)

I'm with you, anthony! Hello? Guest? If you post what pdl's you have, we can help you and give you more advice as to what to expect. :shock:

Sub: #5 posted on Fri, 08/17/2007 - 07:02

cannr cannr

(Posts: 9317 | Credits: 1298.43)

I have loans with e pay day
your cash daddy
vcf
aom ( america on line marketing)
up front payday
big int
ashland funding
and
B + L funding and I am in texas and cant tell when they have voilated the law and if I have paid the loan off and started over but over paid the last loan does the interest on the first or 2nd or 3rd loan count toward this one with the same company ?

Sub: #6 posted on Fri, 08/17/2007 - 08:13

Unregistered


they are all internet loans am I too late is anyone here ? I dont understand the laws in tx to know if they are doing anything wrong and what if they are not licensed in my state .. I went to the websight but how do i know I am looking it up right or what name they might be licensed under . VCF was the 2nd loan from a company called total lending on the first loan so how do I know who is who . I have noticed most of these websights have 800 and no phone # or anything and you call and they sound like they are from indaia.. I have a little time I have till the end o fhte month before they try to hit my account again but at that time I would love to have the letters to cease and disist ready and waiting for them not to call me at work or at home and not to mail me to only email the address thtat they have I can handle that .. I dont want mail to my house .. guess I could forward my mail to a po box huh or call and change my mailing address before they find out right ? what can I do to stop the harrasment . I doint mind paying what i owe but what if they are not licensed in my state please help does that mean I owe them nothing ?

Sub: #7 posted on Fri, 08/17/2007 - 08:21

Unregistered


wonder when they would start calling what they would do if i would tell them to hang on a minute that i need to turn on the recorder to record the call ??? think they would call back if I did that every time ? wonder ?

Sub: #8 posted on Fri, 08/17/2007 - 08:25

Unregistered


I guess i will chk in here tomorrow hopefullly someone can help.. anyone with help can email me at email address removed for your protection - Goudah I would appreciate it

Sub: #9 posted on Fri, 08/17/2007 - 08:26

Unregistered


Karen, I'm posting the Texas state pdl law for you to see. As you will notice, rollovers/extensions are not permitted in your state. And, I am sure every one of these internet pdl's are charging you this. What I need for you to do, please, is list your internet pdl's this way: Name of the pdl, amount borrowed (principle only), and how much you have paid so far (total/do not break it down into "fees"/just the total amount paid so far). A couple of these jump right off the page at me as not being licensed/legal. So, please post the name, amount borrowed, and amount paid so far. We can go from there. :D

You will find the Payday loan laws for Texas here (just select your state),
http://www.debtconsolidationcare.com/paydayloan/explain-p dls-laws.html

Sub: #10 posted on Fri, 08/17/2007 - 16:35

cannr cannr

(Posts: 9317 | Credits: 1298.43)

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