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United Cash Loans - same song, different day

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Well, I heard from my ol' buddies at United Cash Loans again yesterday afternoon; they went through their usual spiel about wanting their money, I went through MY usual spiel that PDLs' are prohibited in the State of Maryland, that I was working with the State Office of the Commissioner of Financial Regulation and that I was told to refer any and all calls, e-mails, etc. to them. Goes without saying United Cash Loans didn't want to hear that; he started in on how what I was doing was illegal, they were going to "start procedures against me," and so on. I asked the man if he felt that I was doing something illegal, would he be willing to send me a written statement on company letterhead with valid telephone numbers (NOT their usual 000 000 0000!) that they were indeed operating legally in the State of Maryland? He kept on with his threats - I said, "excuse me, would you answer my question?" He said, "Good Luck" and hung up! I mean, are these people unreal, or what? If these outfits - especially the internet ones - are indeed on the up and up, why aren't they willing to work through legitimate channels? (obviously a retorical question! :D )

United Cash Loans is part of the wonderful MTE family . These illegal guys will never give up. I am so glad that you know that all they can do to you is make these idle threats.

Sub: #1 posted on Tue, 03/11/2008 - 17:17

kashzan kashzan

(Posts: 5401 | Credits: 408.31)

I also had problems with United Cash Loans until I filed a complaint with the OK AG office. I have not heard anymore from them. I also have the letter from the investigator office she wrote to them. The told her in a letter at my account has been marked closed.

Sub: #2 posted on Tue, 03/11/2008 - 19:51


Heard from UCL again today; but when I asked for valid contact #s, they actually gave me 2; both are 800 number, so they're not really good for anything! If anyone wants them, they're 1-800-354-0602 (customer "service") and collections 1-800-410-9275. These yahoos have the nerve to ask me if I don't feel guilty about what I'M doing to THEM!!! Anyhow, I called the Commissioner of Financial Regs here in Maryland and told them about the call (I keep them informed of all e-mails and calls I get); they said they already had a "cease and desist" order against UCL and are (or have been) working with the AG. But I guess if so many of these PDL's are physically located in other countries, it's hard to enforce anything. Now, you will excuse me while I go bury my head in a pillow and sob out my heart because I'm feeling so guilty about what I've done to UCL...... :D

Sub: #3 posted on Wed, 03/12/2008 - 23:45


These folks are getting very pesty, I just got another call from them! I told them I'd been in contact with the State of MD, and that a "cease and desist" order had been filed. They actually had the nerve to say that they worked within the laws of ALL States, and that they're not illegal in Maryland!! I asked "even if the State of Maryland says you are?" I tell you , they'll say anything, won't they....

Sub: #4 posted on Thu, 03/13/2008 - 20:22


They said the same thing to me when I told them that they were not operating legally, I had already paid more than I borrowed, and they would never get another cent out of me. I think the lady's logic was something along the lines of "Well we put the money in your account didn't we? How'd we do that if we're not a legal company?" I'd like to see them argue that concept in court!

Now if they call for me I just tell them that the only way I will communicate with them is through the BBB and give them my case number. They usually hang up before I can even read off half the number. When they call my boss, we just play games with them.

Sub: #5 posted on Thu, 03/13/2008 - 20:39


The people at Maryland who I'm working with said to just hang up on them; I'll ask them if I should go ahead and file w/ BBB, as they've been handling everything else. Yeah, United Cash tried that line of thinking with me, as well about putting money in my account. As I mentioned above, I asked them if they'd be willing to send me something in writing on company letterhead stating that they are in fact operating legally here, but that didn't go anywhere. I tell you what, if I ever get involved with PDL's again after going through all of this, I DESERVE the harassment!

Sub: #6 posted on Thu, 03/13/2008 - 22:00


these people are now calling the human resources dept. demanding that she pay them from my payroll, I don't have any money for these people, and also they printed checks with a different sequens # to get money from my account.

Sub: #7 posted on Mon, 10/25/2010 - 18:25


Originally Posted byAnonymous
these people are now calling the human resources dept. demanding that she pay them from my payroll, I don't have any money for these people, and also they printed checks with a different sequens # to get money from my account.

i wouldn't worry,if your HR person is that dumb however you can sue your own company if they deduct anything without a court order,but get a WAGE ASSIGNMENT REVOCATION LETTER to your HR person to cover your bases.

Sub: #8 posted on Mon, 10/25/2010 - 18:41

paulmergel paulmergel
Moderators Cum Industry Expert
(Posts: 15506 | Credits: 1356.56)

Ms. D, did you close your checking account altogether? That's what you'll have to do to stop UCL from draining your money. These companies have many different tactics for getting into your account if it's not closed or at least not put on "deposit only" status. I also agree with PaulMergel, get that wage assignment revocation letter in place; I seriously hope that your HR people wouldn't take money out of your pay based on a phone call, but it can't hurt for you to be over-cautious at this point.

Sub: #9 posted on Tue, 10/26/2010 - 17:35


hi ,
Yes i have this crazy people, united cash loans calling me also .Is there any laws in Ny to make them stop ?

Sub: #10 posted on Tue, 03/15/2011 - 18:26


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