I got a few loans, not even sure which one is calling. But I stopped dealing withthem because the people was just rude. Telling me I can't talk unless they tell me and continued to harass me and my managers at work. I don't know how the laws work in tx about garnishing my check. I have every intention to pay them back, which I have said to them, but still they were just rude and wouldn't let me set up a payment plan
By signing up a debt counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
Some creditors and collection agencies refuse to lower the payoff amount, interest rate, and fees owed by the consumer.
Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.