Law Offices of Ed Overcash

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Can anyone answer a couple of questions for me?
1. Are the offices of Ed Overcash a reputable company or bottom feeders? The way they handled themselves seemed a little shady.
2. How can I determine if Think Cash (installment lender) is licensed to lend in KY and what my local laws are regarding installment lender on the internet? I found out the Pay Day One is illegal in KY and since both are affiliated with Think Cash I want to do my homework.
Any information is much appreciated.




Ed Cash is not a BBB accredited business. The company has received D- rating from BBB on the scale from A+ to F. It is reported that around 14 complaints have been filed against them.
You can know about the state pdl laws from this following link:
http://www.debtconsolidationcare.com/paydayloan/explain-p dls-laws.html
I think Think Cash is illegal. However, I am not sure about it.

Sub: #1 posted on Tue, 03/08/2011 - 03:33

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Hey thank you for the information. The link is directing me to pdl laws in the state of KY. Since this is an installment loan, I think that other laws apply. If anyone has any feedback on this I welcome it.

Sub: #2 posted on Tue, 03/08/2011 - 15:29

DeDe DeDe

(Posts: 70 | Credits: 22.53)

Sub: #3 posted on Tue, 03/08/2011 - 16:39

Shazzers Shazzers
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Hey Shazzers I am using the link you provided - thank you very much! Would you look under Think Cash or Ed Overcash? I thought if the original lender wasn't licensed to lend in KY as installment lender or otherwise, then probably Ed Overcash can't collect. Is my thinking in line?

Sub: #5 posted on Tue, 03/08/2011 - 16:57

DeDe DeDe

(Posts: 70 | Credits: 22.53)

Can anyone answer my last question by any chance?

Sub: #6 posted on Wed, 03/09/2011 - 16:35

DeDe DeDe

(Posts: 70 | Credits: 22.53)

What question?

Sub: #7 posted on Wed, 03/09/2011 - 19:43

Shazzers Shazzers
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(Posts: 17342 | Credits: 1592.79)

Since Think Cash is backed by First Bank of Delaware, they don't have to be licensed in each individual state. Banks are exempt from that type of licensing. What you need to do is get validation of the debt from Overcash. If they can validate it, you're going to have to pay it.

Sub: #8 posted on Thu, 03/10/2011 - 06:26

OhioGal1 OhioGal1
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I'm in the process of requesting that (verification of the debt). Is Overcash on the up and up typically? Are they a reputable law office?

Sub: #9 posted on Tue, 03/15/2011 - 16:42

DeDe DeDe

(Posts: 70 | Credits: 22.53)

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