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Ready to take the first step in FL...

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I am ready to take back control of my finances and have been following this board for the steps to take. Here is what I have outstanding; can someone tell me if these are legal? I am in Florida.

Interim Cash borrowed 250/pd 235

ameriloan borrowed 400/pd 240

Cash Advance Network borrowed 300/pd 780

One Click Cash borrowed 300/no payment yet

I think Interim Cash is overseas; when I call them it sounds like they are in India.

Any help you can give me is greatly appreciated!

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