I live in Illinois and have 8 loans. I have recently learned that some lenders call the installment loans since you cannot get a payday loan in Illinois. I know that is what one of mine is which is PayDay One. I'm not sure about the others and can't find my contracts. I was in such a pinch at the time I just signed and sent. Can anyone help me in what to do? I also have some cc debt and was thinking about calling t&c which I've seen posted on this site. Please help any info is great. These places are just now starting to call and are about 30 days late. I'm scared they're getting ready to contact me at my employment which is really embarrassing. I know it is my fault but I'm trying so hard to get caught up. I have a family and other things to take care of before these loans. I am also freaking out because I did it without my husband's knowledge and now he wants to know where all of our money is going. I'm just so depressed about the whole situation. Here is what I owe.
CTC borrowed $350 pay back that plus $91 every 2 weeks for probably a year
Paycheck today borrowed 200 paid back 60
Loanshop Online borrowed 400 paid back 120
United Cash Loans borrowed 250 paid back 150
Instant Loans Now borrowed 500 paid back 150
Integrity Advance borrowed 500 paid back 0
ameriloan borrowed 250 paid back 150
PayDay One borrowed 500 paid back 655.86 I have 6 more payments of 110.00 to them.