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Illinois Payday installment loans

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I am having a hard time trying to find out if 2 of the 3 pady installments loans I have is legal in the state if Illinois. I havechecked the states website, but to be honest, i am not finding any information. i am probably looking incorrectly, so i am just going to flat out ask the forum experts. Are loans in the state of Illinois from the following two payday lenders legal?

Zingo cash

CashNetUSA




CashNetUSA is a legal payday loan company. However, I have doubts about the Zingo Cash. I have checked out their website. They have the phone number. But there is no proper contact details on their website.


Sub: #1 posted on Mon, 08/26/2013 - 10:36

Unregistered


Check you loan documents (if you have a loan through them) as there may be an email address or you can try customerservice@zingocash.co m


Sub: #2 posted on Mon, 08/26/2013 - 18:03

bingonut bingonut

(Posts: 1433 | Credits: 168.82)

CASHNETUSA is a CSO.not a pdl.however i couldn't find anything on zingo cash either.were they online,or storefront,and what part of illinois are you in?are you in the northern part like dekalb,or center like champaign,or the southern part like carbondale?


Sub: #3 posted on Mon, 08/26/2013 - 18:46

paulmergel paulmergel
Moderators Cum Industry Expert
(Posts: 15506 | Credits: 1356.56)

I am in the south burbs of chicago. I believe they are located in the north burbs. I did this online, but they have/had a billboard on near O'hare.


Sub: #4 posted on Tue, 08/27/2013 - 06:53

Unregistered


you might want to look into this,but i didn't see zingo cash in the DFI/CSO database.i tried to access the vernon hills address online,but got the old"page cannot be displayed".don't take my word for it but again didn't see them in the CSO database.again they are not a pdl.neither is cashnetusa.so double check my findings and let us know.


Sub: #5 posted on Tue, 08/27/2013 - 18:38

paulmergel paulmergel
Moderators Cum Industry Expert
(Posts: 15506 | Credits: 1356.56)

i'm in the hoffman/schaumburg area.


Sub: #6 posted on Tue, 08/27/2013 - 18:39

paulmergel paulmergel
Moderators Cum Industry Expert
(Posts: 15506 | Credits: 1356.56)

I am in the process of dealing with CashNet and have not found them to be licensed in Illinois. They just have an address here. Unless I am looking over them. Let me no if you find this to not be the case.


Sub: #7 posted on Thu, 08/29/2013 - 09:00

Done in Illinois Done in Illinois

(Posts: 23 | Credits: 2.25)

did you look into the DFI CSO licensee database as they are not a pdl,but a CSO.i found it there.

Sub: #8 posted on Thu, 08/29/2013 - 18:07

paulmergel paulmergel
Moderators Cum Industry Expert
(Posts: 15506 | Credits: 1356.56)

No I did not look there. Thanks for the Info.


Sub: #9 posted on Fri, 08/30/2013 - 11:14

Done in Illinois Done in Illinois

(Posts: 23 | Credits: 2.25)

Zingo cash is a licensed lender and a responsible lender offering payday consolidation loans only in the state of Illinois. If you are being charged 300-700% by a payday lender Zingo Cash may be able to help you.

Check out the state website for licensed CILA lenders. ht tp://www.idfpr.com/DFI/LicenseeSearch/frmSearchLicensees.asp

Sub: #10 posted on Wed, 11/27/2013 - 04:19

Unregistered


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