i took out an internet payday loan with payday-loan-yes. are they legal in california? i got 2 messages saying that i have commited check fraud and that they are trying to serve a summons to appear in court but cannot reach me and may go to my place of employment. they told me to call 877-231-2175. i called and i believe that they are the bam group? anyway they said they were a legal firm and that if i did not pay 800.00 something plus legal fees i would go to court. i told them i would pay the original loan amt of 350.00 and nothing more but it would have to be on my payday. they would not accept and said i would go to court that it was a civil case. can they do this. i live in california and where is payday-loan-yes located?
By signing up a debt counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
Some creditors and collection agencies refuse to lower the payoff amount, interest rate, and fees owed by the consumer.
Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.