I got a loan with Mobiloans. I revoked ACH and Wage Assignment. Have not called have only emailed them. They did acknowledge the ACH and when I log in my account says "Call in to make payment arrangements". I have sent numerous emails telling them I know they are illegal and I will only pay principal. Only response I get is the standard email they send out that says " The issue you described can be better addressed if you call in". I told them in my email that I would repay the principal, outlined how I would pay. No response. In a second or third email, I relayed the same info but added if they didn't respond in a timely manner I would just write them off so to speak. Told them if they sent me to collections I'd c&d them. No response. It's been over a week and haven't received any calls, emails or nothing. I guess I just wait and see.
By signing up a debt counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
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The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.