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How to proceed with Mobiloans

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I got a loan with Mobiloans. I revoked ACH and Wage Assignment. Have not called have only emailed them. They did acknowledge the ACH and when I log in my account says "Call in to make payment arrangements". I have sent numerous emails telling them I know they are illegal and I will only pay principal. Only response I get is the standard email they send out that says " The issue you described can be better addressed if you call in".
I told them in my email that I would repay the principal, outlined how I would pay. No response. In a second or third email, I relayed the same info but added if they didn't respond in a timely manner I would just write them off so to speak. Told them if they sent me to collections I'd c&d them. No response.
It's been over a week and haven't received any calls, emails or nothing.
I guess I just wait and see.




just wait.i would resend your email once a week now,but never call as humanoids are evil,and will lie,harrass,and threaten you.do that and keep us posted as to any new emails you receive,or calls.

Sub: #1 posted on Thu, 09/05/2013 - 00:28

paulmergel paulmergel
Moderators Cum Industry Expert
(Posts: 15506 | Credits: 1356.56)

I will resend the same email. Other than that I'm just going to take a wait and see approach. I am more than willing to repay principal and on my terms only.

Sub: #2 posted on Thu, 09/05/2013 - 00:51

cb cb

(Posts: 44 | Credits: 4.65)

I am helping my mom with her loans. She sent Mobiloans an email today for the first time. She got the same response. She sent another one saying she would only respond in email, and had the same letter attached. So for no response. I am curious to see if and when we get a response!

Sub: #3 posted on Thu, 09/05/2013 - 01:03

axgntfmldrx axgntfmldrx

(Posts: 37 | Credits: 3.31)

Did she get an email from them stating that they no longer made loans to her state of residence? I got one of those about a week before payment was due. I called and they told me that they had computer problems!! I think that is when they were put on notice about blocking of ach usage. I haven't called them back and don't intend to. I have sent probably 5 emails total and get the same generic response. I'm going to send one this week and wait and see what happens.

Sub: #4 posted on Thu, 09/05/2013 - 02:06

cb cb

(Posts: 44 | Credits: 4.65)

Yes she did. That is what made her want to look in to more. I found the forums here and started reading them and researching. She just sent her first email today and the generic response. She will do the same and continue to email. I'm hoping it goes somewhat smoothly. Now to proceed with Plain Green and Great Plains. I'm hoping they don't get sent to collections and the phone calls start.

Sub: #5 posted on Thu, 09/05/2013 - 04:21

axgntfmldrx axgntfmldrx

(Posts: 37 | Credits: 3.31)

I finally got an email from them that they will accept my offer.
Be patient and persistent and they will take her offer.

Sub: #6 posted on Thu, 09/05/2013 - 06:02

Unregistered


Awesome! Good news!

Sub: #7 posted on Thu, 09/05/2013 - 09:53

axgntfmldrx axgntfmldrx

(Posts: 37 | Credits: 3.31)

So yesterday generic response. Wanting her to call. Today 2 generic responses. She just sticks with I will be not calling and only corresponding through email or US postal mail. She also attaches her original letter each time. Also saving all emails.

She also got a generic response from Plain Green, well, they said they received the email and it was being forwarded and someone would contact her shortly.

Sub: #8 posted on Thu, 09/05/2013 - 20:30

axgntfmldrx axgntfmldrx

(Posts: 37 | Credits: 3.31)

Just keep waiting and resending emails. Don't call. In the email I got from Mobiloans they stated to respond to the email and that would constitute agreement. I did that and told them in the reply that I would mail them a usps money order on or before the 15th of each month in the amount we agreed on and they should allow 5 days for delivery. Haven't gotten another response so I'll just wait and see.

Sub: #9 posted on Thu, 09/05/2013 - 22:00

Unregistered


So far this week she has sent Mobiloans two emails and got back two generic responses. I think she sent Plain Green two and Great Plains one. Plain Green responded both time the received the email and someone would be in contact. I think the same for Great Plains.

So she should wait and maybe send another at the beginning of next week?

Sub: #10 posted on Fri, 09/06/2013 - 23:47

axgntfmldrx axgntfmldrx

(Posts: 37 | Credits: 3.31)

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