I live in California.
I have managed to get myself in a nightmare mess of ultimate proportions. I am looking for any help to get me out of the following installment and pay day loan mess. I want to pay these off but I can't pay them all together. I make $130k year and I have no money after each pay period.
Installment loans 12 -48 months
Cashcall. - $10k. Owe $9900. Pay $767 a month.
Cash1 - $2600 owe $2500. PAY $399 a month
Checkngo - $5000 owe $4900 pay $627 a month
Kwikcash - $10000 owe $9000 pay $696 a month
Risecredit - $2600 owe $2500 pay $414 a month
Dollarloancenter-$2500 owe $2386 $484 month
Ace cash express - $2609 owe $2699 $750 month
Cashnetusa $2600 -owe $2600 $448 month
Net credit $3500 - owe $3300 $520 month
14 day loans
Speedycash - 300 owe 300
Advance America $300 owe $300
Lendup - $300 0we 309
The money store $500 owe $650
I can easily afford a consolidated monthly payment of $1000 and could pay these down fast if were not the interest rates out of control. I have been making these payments for a long time and can't get above water. I intend to pay these off if someone could help direct me. I have not missed a payment but I am afraid I can't do this anymore.
What do I do. Freaking out in CA. Can't sleep, can't eat, can't work. Help!
I have not taken any actions yet as I don't know where to start.