I have not contacted them yet regarding closing my account because I thought they were legal. I tried to contact them on Friday but was on hold forever. So now what? They also show their customer support to be: [COLOR=black]ThinkCash Customer Support[/COLOR][COLOR=black][FONT=Arial] P.O. Box 101781 Ft. Worth, TX 76185 [EMAIL="email@example.com"]firstname.lastname@example.org[/EMAIL] (866) 420-7157[/FONT][/COLOR] [COLOR=black][FONT=Arial][/FONT][/COLOR] [COLOR=black]Should I call them anyway? I only had 4 months left to pay on it. I wonder if I can just send $$ to the PO box above.[/COLOR] [COLOR=black][FONT=Arial][/FONT][/COLOR]
By signing up a debt counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
Some creditors and collection agencies refuse to lower the payoff amount, interest rate, and fees owed by the consumer.
Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.