I have dealing with getting rid of Zest Cash, now known as Spot Loan since last October. I had gotten a couple different collection letters, from two different agencies. I have heard nothing for about 3 months now. Am I to possibly assume they have given up? Or do they ever give up?! I would love to know I will never hear from them again. Would love to know if anyone has dealt with them.
By signing up a debt counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
Some creditors and collection agencies refuse to lower the payoff amount, interest rate, and fees owed by the consumer.
Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.