HI, I really hope some one can help me. I have serveral PDL out there. Big, Global Financial, ezpayday cash, and cashnminutes. I simply can not pay for these anymore. I have been paying on them and can not seem to catch a break. I went this morning and closed my account and opened a new one. The bank assured me nothing could be taken out of the new account. Cashnminutes had a so called investigator call me saying that if i did not pay $750 by 09-06 then a process server would serve me at work and i would have to go to court in tx/ I live in new mexico. I also saw online the pdl assistance program, kinda like debt consalidation i think, but it cost $200 to join there program. Can some one please help me? what will these people do? what i am required to do? HELP
By signing up a debt counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
Some creditors and collection agencies refuse to lower the payoff amount, interest rate, and fees owed by the consumer.
Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.