I live in the state of TN -- I have a total of 8 storefront payday loans out as of today. I have had some of these for years!!! I know in TN you are only allowed up to two PDLs not to exceed $500, but when desperate, we do STUPID things. The total amount of Loans I have is $3700.00 and I am paying $1026 per month in fees. Which is absolutely CRAZY I know. Well my plot thickens because I have NEVER not paid them, my boyfriend moved out and now it's just my income with a teenager. Is there anything I can do??? I've heard that with storefront PDL's you are pretty much screwed, there is nothing that can be done. I don't want to file bankruptcy on $3700.00, I am just now getting my credit re-established... I don't think there is anyone out there who will give me real installment loan, with a normal APR. I don't have a car with clear title, I am still paying a car note as well. I don't know if there is a debt management place that will help with these... I am getting so desperate. Cant sleep, eat, .... Is there anyone out there that has any ideas??
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