This is my first time posting but I am in over my head. I received an $1200 pre approval from Plain Green and after some research I found out they were illegal and ignored it. However, I do have some online PDL and I wanted to know if they are legal or illegal in Florida.
I have not started making payments yet but they are scheduled to be deducted out my next paycheck and I have my rent, car note and car insurance due. I get paid bi weekly and I am afraid that the PDLs will deduct my money before I am able to pay for my bills. I don’t have insurance had to have my wisedom teeth removed. I took out the PDL to pay for it because I wasn’t approved for the medical credit card and my credit score is low so I felt like PDL was my only option. I know this is my fail but I would appreciate the advise. I am trying to get out of debt and work on credit and I can not afford these affecting my credit. I am going to pay back the amount I borrowed. I just can not afford the amount they are trying to deduct from my account especially since it’s just fees.
These are the PDLs I am wondering about:
Axis Advance - I borrowed $650. They have $169.76 set up to be deducted, it does not apply to the principal, that is just the interest charge according to the rep in the phone. My paid off date is 11/2018 which would accumulate around $2000 in fees. Jlp
Tremont Lending -I borrowed $200 -$72.93 is scheduled to automatically be deducted per pay period but my payoff balance is $435.96
SkyTrail Cash- I borrowed $700 - my scheduled repayment is $172.89 - they did not send me a loan form showing the interest and when they call me my number shows up on the caller ID.
I found this on their website “NINGODWAASWI, LLC D/B/A SKY TRAIL CASH AND SKYTRAILCASH.COM ARE NATIVE AMERICAN BUSINESSES ORGANIZED UNDER THE LAWS OF THE LAC DU FLAMBEAU BAND OF LAKE SUPERIOR CHIPPEWA INDIANS, A FEDERALLY RECOGNIZED INDIAN TRIBE AND SOVEREIGN NATION LOCATED WITHIN THE INTERIOR BOUNDARIES OF THE LAC DU FLAMBEAU RESERVATION OF WISCONSIN IN THE UNITED STATES OF AMERICA. NINGODWAASWI, LLC D/B/A SKY TRAIL CASH IS AN INSTRUMENTALITY AND LIMITED LIABILITY COMPANY, WHICH ABIDES BY ALL APPLICABLE FEDERAL LAWS AND REGULATIONS AS ESTABLISHED BY THE LAC DU FLAMBEAU BAND OF LAKE SUPERIOR CHIPPEWA INDIANS IN WISCONSIN.”
I searched the business names and was unable to find axis advance, Tremont leading and skycash advance.
Thank you in advance.