My silver safe/first west coast financial services
I have a loan with a company called my silver safe. I think they are "first west coast financial services" out of Canada. I checked out the BBB rating and they rate an "f". They also operate under atlas money on line and my quik loan.com. I have overpaid these people a huge amount of money over the course of 3 years. Loan total was $3,610.00 after I added all the deposits and they have debited my account over $10,000.00, and these figures are correct. I sent them an ACH revocation letter and closes my bank account, however, according to them I still owed them principal of $1500.00 since I have been paying just fees and was never able to pay this loan. They came back with an offer to pay back this principal over the course of 10 bi weekly payments. I was stupid enough to agree and gave them by bank debit card. The reason I agred is because they called me at work otherwise they would send this to a debt buyer and do not know what they could do. I could cancel my debit card and have my bank issue a new one, they do not have my checking account number. I think they are illegal, out of Canada and and operate under some kind of tribal laws. What should I do?. Can they harass me at work? I cannot take calls at work. Thanks for any input.