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I was wondering if someone could tell if my two payday loans are legal or not. I live in Ohio and took them out online. The first one was from payday mobility I borrowed 300 from them and paved back 500 and still owe 187. 2nd one is from Magnum cash advance I borrowed 400 from them and have payer back 339 and still owe 339. I need some advice on what to do next.




neither are illegal in any state as they are offshore.go to the primer on dealing with illegal lenders in SOAPLADY'S signature.follow every step and you should be fine.we can answer anything further so do not hesitate to ask.

Sub: #1 posted on Thu, 12/12/2013 - 21:25

paulmergel paulmergel
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(Posts: 15506 | Credits: 1356.56)

since neither are legal you overpaid mobility by 200.00 and you owe mgnum 61.00 so go to the sticky and stop them from debiting your account and pay magnum on your terms,not theirs.

Sub: #2 posted on Thu, 12/12/2013 - 21:27

paulmergel paulmergel
Moderators Cum Industry Expert
(Posts: 15506 | Credits: 1356.56)

does anyone know the e-mail address for magnum cash advance. i am trying to send C&D letter but cant find their address anywhere or can some one tell where i should send the letter if i cant e-mail them .

Sub: #3 posted on Fri, 12/13/2013 - 01:21

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you don't c&d them.you follow the stickt,and revoke their ACH.if you don't have an email then just give it to your bank manager when you secure/close your account.you c&d any bottomfeeder they sell/give it to.btw a c&d doesn't apply to original creditors even illegal ones.

Sub: #4 posted on Fri, 12/13/2013 - 02:50

paulmergel paulmergel
Moderators Cum Industry Expert
(Posts: 15506 | Credits: 1356.56)

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