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I live in Texas and have several payday loans. Some are store front and some online. I have loans with Check n go, First Cash Advance, Cash America and the online companies are Payday one, CashNet USA, United Cash Loans, 500 Fast Cash. I have read lots of threads but I am still unsure of a good starting point. These fees are eating me up. I would appreciate any help and suggestions. Thanks.




Someone with more knowledge should be along soon to give you some advice. You do need to let us know the original amount borrowed and the amount you've paid so far on each.

Welcome to the forum!

Sub: #1 posted on Mon, 07/14/2008 - 03:37

alias1958 alias1958

(Posts: 1230 | Credits: 79.88)

please provide the information alias requested.i can say one thing though. united cash and 500 fastcash are part of MNE.
those two are illegal,and if you paid the principal in fees you
are done with them.the others might be doing buisness as CSO'S.
if so they go under different rules than a pdl.again welcome to
the community and if you could provide the info alias asked for
we can surely help you. :D 8)

Sub: #2 posted on Mon, 07/14/2008 - 03:42

paulmergel paulmergel
Moderators Cum Industry Expert
(Posts: 15506 | Credits: 1356.56)

Please list how much you borrowed and paid back in prinicipal that will give us a start along with what paul and alias stated. Good luck to you, you have come to the right place for help.

Sub: #3 posted on Mon, 07/14/2008 - 09:09

ladybug ladybug

(Posts: 2757 | Credits: 282.45)

I am moving this topic to the payday loan section so it will receive more attention. Please provide us with the information requested and we would be more than happy to assist you. :)

Sub: #4 posted on Mon, 07/14/2008 - 09:13

Shazzers Shazzers
Moderators Cum Industry Expert
(Posts: 17342 | Credits: 1592.85)

I live in Texas and here is the list of online PDL:

Payday One: $900, paid $329.40
Cashnet USA: $700, paid $367.43
500 Fast Cash: 450, paid $270
Unite Cash Loans: 350, paid $940 (this one is really upsetting)

In store loans:
Check n go: 800, paid $735 (still have a current balance of $600, due to number of refinance)

Cash America: 600, paid $124
First Cash Advance: 600, paid $0

I am not really sure how I have gotten into this mess but it is so sickening to see how much money I have paid to these people. It is extremely embarrassing. Thanks for any help you can give me.

Sub: #5 posted on Mon, 07/14/2008 - 20:20

Unregistered


I HAD A LOAN WITH CHECK N GO IN TEXAS, 2 YEARS AGO I DEFAULTED WITH THEM AS I BORROWED 1,000 AND PAID BACK OVER 2,000. THEY OF COURSE DID NOT SUE ME BUT THEY STUCK ME WITH A BAD NAME IN THE CREDIT BEAUREA. I WAS SICK AND TIRED OF PAYING THEM ANYMORE. IS CHECK N GO A CSO??? THEY HAVE STORE FRONTS ALL OVER TEXAS

Sub: #6 posted on Mon, 07/14/2008 - 20:38

Unregistered




All the storefronts, Cash Net USA, & Payday One are legal CSO's in Texas.

Sub: #7 posted on Mon, 07/14/2008 - 20:41

goudah2424 goudah2424

(Posts: 7936 | Credits: 1224.91)

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