Well it's official for anyone in NJ that has a loan originated from Western Sky. I filed a complaint two weeks ago with the NJ Dept of Banking and Insurance. An investigator just sent a response that they are working with the NJ AG's office and are filing a complaint in Superior Court. I will be added to the complaint. They want the copy of the agreement from Western Sky asap. I would ask anyone else in NJ please file a complaint. Also note the response states "Although you are responsible for paying the principle loan amount taken, the State will be pursuing restitution of all the fees and the fees and interest collected from all the New Jersey consumers"
Note: it states "PRINCIPAL". I am contacting Delbert tomorrow and fax them the email along with a cease and desist letter. They are cooked. Here is the email response minus my name and the web address is: www.state.nj.us/dobi
"Please note that the Department is coordinating with the New Jersey Attorney General’s Office (“AG”) regarding actions to be taken against the above referenced entities. Pursuant to the complaint you filed, our office wishes to add you to the formal legal Complaint to be filed in Superior Court. This will allow the State to try and put a stop to these entities continuing to provide illegal and predatory loans in New Jersey. Although you are responsible for paying the principle loan amount taken, the State will be pursuing restitution of all the fees and interest collected from all the New Jersey consumers. In order to add you as such, the AG’s office requires a copy of the Loan Agreement issued to you by Western Sky Financial.
Therefore, please forward a copy of the Loan Agreement as soon as possible. You can do so via e-mail, fax, or mail as listed below. Please also be sure to contact the undersigned to confirm your receipt of this correspondence and whether or not you can/will be providing a copy of the loan agreement and how/when you plan to send it".
P: 609-984-2777, Ext. 50230
Address – Regular Delivery:
NJ Department of Banking & Insurance
Division of Banking – Enforcement Bureau
P.O. Box 040
Trenton, NJ 08625-0040
Attn: Troy Dayton