I've been battling Cash Call, Equifax, and Experian to get them removed from my credit report. I've had the BBB and CFPB and FTC all involved to no avail. They are all a bunch of toothless tigers.
I just fired off my Intent to Sue letter to Cash Call today. Hopefully this gains traction. My next steps will be to File Suit against Cash Call, as well as ITS letters to both Experian and Equifax for willful non compliance.
By signing up a debt counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
Some creditors and collection agencies refuse to lower the payoff amount, interest rate, and fees owed by the consumer.
Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.