Debt Consolidation Forums Payday Loan help forums

Payday loan company calling me continuously for felony charges - What to do

member profile picture
Posts: 1
Credits: 26.75
[Donate]

We live in Ohio, We just received a collection call saying my husband is having fraud charges, breach of contract, and some felony charges brought against him from a payday loan company from 2014. They called or house 3 times today left nasty messages, called his job twice, and called for our daughter on our home line all just today. and when I called back I was told he was going to be arrested on felony charges if I didn't pay 547.00 by the 3 and gave them my cc today. Is this legal?




Payday lending in Ohio is legal, but there's strict regulations for that. What the lenders are doing is a sheer violation of the FDCPA. Contact an attorney and sue them for doing so.

Sub: #1 posted on Thu, 02/02/2017 - 05:42

paulcahill80 paulcahill80

(Posts: 2344 | Credits: 256.71)

Yes, Paul is right. You should contact an attorney without any delay.
Make sure the payday lender is legal otherwise, you just have to pay only the principal amount.

Sub: #2 posted on Fri, 02/03/2017 - 04:16

Good Nelly Good Nelly
Industry Expert
(Posts: 2473 | Credits: 512.14)

threatening criminal charges is illegal in the extreme.this is a bottomfeeder.i would contact your AG,and not give this person(and i am being kind here)the time of day.just know that the only lawbreaker is the cretin calling,and threatening things they can't/won't do.

Sub: #3 posted on Sat, 02/04/2017 - 08:55

paulmergel paulmergel
Moderators Cum Industry Expert
(Posts: 15505 | Credits: 1356.46)

These types of collection calls are illegal.

Submit a complaint against them with the CFPB online or by calling (855) 411-CFPB (2372).

You can also contact the State's attorney general or sue them for violating the FDCPA law.

Sub: #4 posted on Fri, 02/10/2017 - 03:47

sanderspatricia29 sanderspatricia29

(Posts: 128 | Credits: 19.71)

These types of collection calls are illegal.

Submit a complaint against them with the CFPB online or by calling (855) 411-CFPB (2372).

You can also contact the State's attorney general or sue them for violating the FDCPA law.

Sub: #5 posted on Fri, 02/10/2017 - 03:47

sanderspatricia29 sanderspatricia29

(Posts: 128 | Credits: 19.71)

Attachment
More information
  • Files must be less than 1.25 GB.
  • Allowed file types: txt pdf jpg jpeg png.
Post as a guest
CAPTCHA
This question (Case Insensitive) is for testing whether you are a human visitor and to prevent automated spam submissions.
Image CAPTCHA
Post as a member

Share post

Page loaded in 0.770 seconds.