. I understand that the Federal Trade Commission stopped Western Sky from issuing loans on Sept.3,2013. The core of the problem seems to be steming from the State of Delaware and California contact them at the source and ask them if they intend to do something about this i.e. put a cap on their interest rates or revoke their license to operate in their state. Western Sky, CashCall, to Delbert Service. What 'trickle down tyranny'. All of you should take the 'bull by the horns' and contact the state offices with emails or regular mail Governor of Delaware, Jack Markell, also Delaware's Attorney General Joseph Biden, Governor of California, Edmund Brown and the State of Ca. Offices. God Bless!
By signing up a debt counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
Some creditors and collection agencies refuse to lower the payoff amount, interest rate, and fees owed by the consumer.
Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.