Fri, 08/30/2013 03:10
Oh please help me. My employer received wage assignment papers. I spoke to the payday loan company which is National Payday Loan. They told me that if I comply with the wage assignment they will just have 50.00 taken out of each of my checks. I owe 444.00 so I would have it paid off in 41/2 months. If I revoke the wage assignment they stated they will pursue a wage garnishment which would cost me alot more. I live in North Dakota and called the state regulator. He stated I do have to pay back the principal only but could not give me legal advice about whether to go with the wage assignment or wait and see if they sue me. The regulator did state the company is an online payday loan company and is operating illegally in our state. I think I am more ashamed than anything to let my employer find out about this. They don't have the papers yet. And I applied on their computer. Don't know if that is illegal or not. Any advice?