I to got a loan from mobileloans and Great Plains. I had no idea they both charged such high interest rates. I got a $1000 loan from both and just noticed I'm paying nearly $3500 on both for the next year. They also take money out of my account every 2 weeks and with me getting laid off, I got behind. Mobileloans was more willing in giving me time to pay but Great Plains started calling everyday and would not leave a voicemail. I finally answered one day and the guy I talked to was real nervous. The guy I talked to before that didn't have any idea what he was doing. I found this odd and did some looking online and came across all the comments about both. I live in NC and according to this they are illegal. I read the page about how to deal with them and copied some of the letter from the email stating they are not legal in my state and my contract is void, but I was willing to pay back the principal, which is about $500 left to pay on both. I also said do not take any money from back account or it would be blocked. This was Tuesday and I have not heard back from both. I told both to email me. I had a payment on both that was due today but nothing was taken out. Should I be expecting them to contact me back or is everything ok and they won't do anything?