First, a huge thank you to the dedicated posters on this forum. You are a Godsend. I have three "installment" loans, all taken out via the Internet, from my home in Virginia.
1) Great Plains Loans. Total deposited: $600. Total repaid so far including interest: $1294.92.
2) Plain Green Loans. Total deposited: $1800. Total repaid so far including interest: $1556.30.
3) Jet Lending. Total deposited: $800. Total repaid so far including interest: $760.
I'm sending the C&D/ACH letters immediately. I know I'm not going to get any of that money refunded from Great Plains. My question: is there a connection between Great Plains and Plain Green? The websites/interface/emails are exactly the same, word for word. Their payments even debit at the exact same time. Are they, in effect, the same company/lender? And if so, would I be wise to demand my overpayment on the Great Plains loan be applied to the outstanding principal balance on the Plain Green loan?
Any other suggestions would be greatly appreciated. You folks are seriously the best.
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