Last September I took out two $300 pdl from both USFast ash and 500 Fast Cash. Every two weeks, they deducted $90 from my account for about three pay periods. One day, 500 Fast Cash withdrew their usual $90, then returned it to my account, then took it out again plus a $30.00 NSF fee. I tried contacting them because my checking account had more than enough money to cover it, but got nowhere. I then closed my account and opened a new one with my bank without telling either 500 Fasct cash or USFC. Then, USFC called me to collect the money. I told them they violated the contract by taking out the additional $30 and that I should not be required to pay them another cent. This happened to me before with GWV Financial, and they agreed to waive my entire balance without any hassles at all, so I assumed USFC would do the same. I beleive that both USFC and 500 Fast Cash are the same company, so I refuse to pay either back. They stopped calling for a while and started sending me "final collections" emails. Today, they called me again stating I needed to return their call by 5:00 today. I live in MA, which according to your previus posts, pdl's are illegal here. What can I do to get these people to stop calling me? I don't think I should be responsible for any debt since they clearly violated the contract. I have also started getting calls from States Predisposition, telling me I need to pay $330 or risk being subpeoned at my place of work. I read about them online, and they are a total scam. Does anyone know if this company is also associated with USFC and 500Fast Cash? any help would be appreciated.