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Debt Card Processing Problems

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I got a payday loan from Zip19. I'm in Maryland. They did not take their payment out yesterday so I went online to ask them. They informed me they were having technical difficulties with their debit processing system and they would need another form of payment.
What exactly does that mean? I don't want to give them my debit card for fear of them getting double paid.

zip19 it looks like has been cutoff from ACH debiting by the main proccesor.i would secure your account just to be sure,but zip19 is an offshore illegal lender that you only owe the principle to.anything debited by them in fees gets deducted from that.before contacting them again see how much was borrowed,and how much was debited.if the amount debited meets,or exceeds the amount borrowed you owe nothing.

Sub: #1 posted on Thu, 01/23/2014 - 01:22

paulmergel paulmergel
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(Posts: 15511 | Credits: 1357.03)

I found that so odd. I do owe them $500. So I will get a prepaid card and pay them. I think I will close account and debit card and open new one as well. Thank You

Sub: #2 posted on Thu, 01/23/2014 - 01:34

heyboo heyboo

(Posts: 3 | Credits: 0.43)

that once you pay them the 500.00 then don't touch that card as again you only owe the principle,and nothing more.

Sub: #3 posted on Thu, 01/23/2014 - 01:48

paulmergel paulmergel
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(Posts: 15511 | Credits: 1357.03)

I got the same call yesterday from Target Cash, said they had technical difficulties and wanted a debit card and would give me a discount.

Sub: #4 posted on Mon, 01/27/2014 - 11:34

davidperez davidperez

(Posts: 64 | Credits: 9.19)

They are telling a lie. Both Zip19 and Target Cash are illegal lenders. Payday lending is prohibited in Maryland. Don’t pay them an extra dime other than the principal balance. Close down your old bank account and open a new one to stop debiting money from your account. Don’t share any personal information with your illegal lenders. Make your all payments via money order since it is less risky.

Sub: #5 posted on Tue, 01/28/2014 - 13:08


only the OP is in MD so read the entire prepaid cards are not a bad way as you control the money going in and can just shut the card down when done.

Sub: #6 posted on Tue, 01/28/2014 - 23:21

paulmergel paulmergel
Moderators Cum Industry Expert
(Posts: 15511 | Credits: 1357.03)

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