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I have a Cloud 9 Loan of $1000. I was wondering if they are illegal in PA. I have made 2 payments already totaling over $650.




Register with the forums!!!!!!!!!!!!!!!!!!!!!

All payday loans are illegal in PA. You owe principal only...no interest and no fees. Follow the link in my signature line for full information on how to deal with illegal loans.

Sub: #1 posted on Thu, 09/12/2013 - 08:34

SOAPLADY SOAPLADY
Moderators Cum Industry Expert
(Posts: 17209 | Credits: 4746.15)

I've been trying to register. It keeps saying my email is already on file but when I request a new password ti says it cannot find it. Mielke_A(at)msn(dot)com :-(

Thank you for the information. I will keep trying to register.

Sub: #2 posted on Thu, 09/12/2013 - 17:56

Unregistered


Yeah finally got registered

Sub: #3 posted on Wed, 09/18/2013 - 20:43

MielkeA MielkeA

(Posts: 3 | Credits: 0.26)

Good for you!!

Sub: #4 posted on Wed, 09/18/2013 - 20:46

bingonut bingonut

(Posts: 1433 | Credits: 168.82)

So i talked to my bank and they said the only thing they can do Is a stop payment (that would cost me $35). They said it would only be good for a limited time and I would have to setup a new stop payment each time.I talked to someone at the local branch and the person that handles ACH is not in today. Figures.

Sub: #5 posted on Wed, 09/18/2013 - 21:41

MielkeA MielkeA

(Posts: 3 | Credits: 0.26)

you need to see a manager to do ACH revocations nobody else.anybody else will push stop payments.those never work as the lender will change names and/or amounts.see a manager and get the account secured/closed asap.

Sub: #6 posted on Wed, 09/18/2013 - 22:13

paulmergel paulmergel
Moderators Cum Industry Expert
(Posts: 15506 | Credits: 1356.56)

You are revoking ACH not putting on a stop payment, Tell them to close down your account and open a new one not linked to the old account, this is the only sure fire way to keep them out any way.. If you have to tell your bank your account was compromised . You need to talk to a manager not a teller..

Sub: #7 posted on Wed, 09/18/2013 - 22:15

HelpinAZ HelpinAZ
Moderators
(Posts: 1873 | Credits: 288.1)

Got the account closed and opened a new one. My bank said they see this all the time. Got emails and phone calls from the still active loans. Sent them off the letter from SOAPLADY signature (thanks). I have an old payday loan from Lakota Cash, should I try and recover the overpayments from them?

Sub: #8 posted on Fri, 09/27/2013 - 20:23

MielkeA MielkeA

(Posts: 3 | Credits: 0.26)

no tribal lender will give refunds.let sleeping dogs lie i say.

Sub: #9 posted on Fri, 09/27/2013 - 20:34

paulmergel paulmergel
Moderators Cum Industry Expert
(Posts: 15506 | Credits: 1356.56)

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