I got a loan through them last year in October I think, i closed my account so they couldnt debit it anymore. I just couldnt afford it anymore. A lady named Evora from Red River Ventures left a message on my voicemail today. What happens if I cant pay this remaining balance back? I live in Alabama - GADSDEN, are they even legal to do internet loans here? The message says she is from Red River Ventures and when you call the number back its Cityview cash that answers...can someone guide me on what to do...?
By signing up a debt counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
Some creditors and collection agencies refuse to lower the payoff amount, interest rate, and fees owed by the consumer.
Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.