Hi it's Cardskh, I finally registered so now I am a member.... anyhow.... I closed my old account, got a new one set up right away, sent all my letters as most of you know I have been posting my ordeals with PDL monsters I have dealt with and I felt pretty good. I thought well for now the worst thing they can do it to keep calling and calling or attempt to debit the old account...WRONG..... I wrote a check at my grocery store today and it was denied. This has never happened to me before in my life I was horrified...good thing I had a credit card to use... anyhow I was given a phone number to call for CheckScan, so I call and get some Indian guy who asked me my city and state 3 times, I could hardly understand him, finally he told me that I had been reported for a bad check written on July 11th (the last date my PDLs tried to take money) in the amount of $124.53 (that is one half of a payment to MyPayday Loan.com). He said it was the collection agency, Check Again Collections, who filed it. So I have to wait 30 days Check Scan to research and dispute this. I told them I didn't write a bad check, it was an ACH and I have proof that I revoked it. What is really ticking me off is that I received a phone call from these people 5 times today at least telling me I needed to call them and arrange a payment on my defaulted account...okay so now that you have already reported me, why would I pay you...IDIOTS...I can't believe they reported me already. I am now wondering if the BBB or the Indiana AG can do Anything.... any ideas????