This is actually my second post regarding this issue. The first was to ask if anyone has heard of the collection agency "Check Again".... long story short Mypaydayloan.com reported me to a collection agency who reported me to Checkscan so until I can get this crap cleared up I can not write a check anywhere that uses CheckScan I will have to use my debit card everywhere. Has anyone else been successful in getting this kind of issue diputed?
By signing up a debt counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
Some creditors and collection agencies refuse to lower the payoff amount, interest rate, and fees owed by the consumer.
Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.