This company is indeed a frued! I have done alot of resreach. You open an account. Send in money... in my case I took out cash advancement's. None of the advancetments would accept this type of payment plan. T&C assured me they would. The check's all hit the bank at once. Which came out of my accounT. Once I had a desposit from my S.S. Dibility check. I was over drawn, so that needed to be paid. None of the check cashing advancement's were notified of this payment arrangement. Although I was told they were. Payment's to two were made of $15.00 a total of $30.00. I Contacted T&C telling them to send the total of $195.00 back to me A.S.A.P! They said they had to have a writteren letter plus would keep $30.00 dollars because I broke the contract, Then said a person has 30-day's to break it if they aren't aren't satisfied. There is a check of $i15.00 that needds also to be returned to me.
By signing up a debt counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
Some creditors and collection agencies refuse to lower the payoff amount, interest rate, and fees owed by the consumer.
Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.