I don't know if I've seen a thread on this but I have seen several threads reporting that Delbert is now posting 30 (60 in my case) day past due updates on the credit reports of former Western Sky customers. I checked my Experian report today and saw it for myself. It's a bummer but the good news is the CFPB (Consumer Financial Protection Bureau) is finally taking action against them (see the link below). I'm hoping that this gives us some leverage when dealing with the typically unhelpful credit reporting agencies.
By signing up a debt counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
Some creditors and collection agencies refuse to lower the payoff amount, interest rate, and fees owed by the consumer.
Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.