Sun, 09/30/2007 18:51
I paid off Cashcentral, and was about to work out a payment plan with Cashnetusa but they turned me over to collections in August. So I had been sending in small payments, but I don't think Cashnetusa received my last payment for about $20 because my balance on the collection letter from Paragon Way, Inc (Collins Financial Services, Inc.) isn't reflecting that. I sent Paragon Way a DV letter via certified mail and haven't received anything back yet.
Also, I called Cashnetusa directly and asked if them I could make larger payments directly to them since I can afford to now, but they said I have do deal with the collection agency. So should I send another DV letter to Paragon Way?
Their payment terms are reasonable: I could pay it in full for a slightly lower balance or I could pay it in three monthly payments. I think I will just pay them through pre-paid debit card, so they don't have access to my bank account info and I save some trips to the post office by not always having to send a money order.