i just wanted to write and tell you that cashnetusa and magnum cash advance have respected my email only contact request and they have sent me payment arrangements.i only have to pay the principal with magnum which i was surprised thats all the requested.i have not heard from geneva roth yet one click cash did leave me a message on my call phone saying to contact them so i wont get charged more fees at least i think it was them the name they left ive never heard of before.thank you so much for all the advice ive gotten here.it has eased my mind a little bit
By signing up a debt counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
Some creditors and collection agencies refuse to lower the payoff amount, interest rate, and fees owed by the consumer.
Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.