Cash Net USA and Check n Go
Does anyone have experience working out an extended, extended payment plan with these companies? I'm in Maryland, so I think they're legal as CSOs. These are my last two loans, and they are big ($1800 Cash Net USA and $1425 Check n Go). I have had luck in the past with requesting an EPP from Cash Net USA, but it's been for 4 payments, and I need really need more time this time around -- trying to catch up on everything else that has fallen behind because of these loans. I was wondering if anyone has had success working with these companies? I'll try calling them before the loan comes due, but if they won't work with me, is it better to let the loan default and then deal with them? Are they more willing to work out payment arrangements once you're in collections?
Thanks for any advice!