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CashCall Advise

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Posts: 12
Credits: 443.7
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I am currently two months past due on a CashCall loan due to my being unemployed. I may have some money coming later in Jan. Should I wait for a settlement offer or should I pay this off when the money comes in?




SC

Posts: 3618
Credits: 36402.4

Sub: #1 Since Cashcall is a legal lender there is no way to avoid payin
Fri, 01/01/2010 - 22:53

Since Cashcall is a legal lender there is no way to avoid paying them.

Regarding settling with the lender against paying them in full, the later would definitely look better on your credit report but I may also not overlook the idea of settling for less if I get a good offer.




Shazzers


Posts: 17419
Credits: 159278.85

Sub: #2 I have read they are really difficult to deal with. You may want
Sat, 01/02/2010 - 08:58

I have read they are really difficult to deal with. You may want to type their name into the search box located in the upper right hand corner of this foruma nd read wat other members wrote about them.




kscornell

Posts: 4409
Credits: 47318.200097179

Sub: #3 They are indeed difficult and won't hesitate to sue you in a New
Sat, 01/02/2010 - 12:15

They are indeed difficult and won't hesitate to sue you in a New York minute. Definately educate yourself on this lender.




oneplusfour
Posts: 5
Credits: 488.45

Sub: #4 I contacted CashCall about my loan because I had been furloughed
Sat, 01/02/2010 - 18:27

I contacted CashCall about my loan because I had been furloughed on my job. They reduced my interest and lowered my payment from $253 to $143 a month. Yes, it's still a ripoff, but it seems they will help you if you have a good payment record with them.




gt1fan
Posts: 12
Credits: 443.7

Sub: #5 Quote:Originally Posted by kscornellThey are indeed difficult an
Sat, 01/02/2010 - 19:33

Quote:
Originally Posted bykscornell
They are indeed difficult and won't hesitate to sue you in a New York minute. Definately educate yourself on this lender.


I have searched the forum for info related to them. It appears that lately that they seem less happy to sue and have been sending out some settlement offers. Maybe I will try to call them on Monday and see if I can get a settlement deal worked out or at least a reduced payment and rate.




tyleeash
Debt Samaritan
Posts: 143
Credits: 1956.15

Sub: #6 I believe they recently lost a case somewhere and are doing bet
Mon, 01/04/2010 - 08:35

I believe they recently lost a case somewhere and are doing better at renegotiating some of their loan terms




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