I had a loan with cash call for $5,000 and to date have paid over $11,000. I have stopped making payments and received numerous phone calls and letters regarding refinancing etc of the loan. I now am receiving calls from delbert services, but when you call the number that shows up on the caller ID it is to cash call. I have emailed the person listed I previous post Eliza I believe and the phone calls start up again from delber services. Has anyone dealt with this and how have you handled it.
By signing up a debt counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
Some creditors and collection agencies refuse to lower the payoff amount, interest rate, and fees owed by the consumer.
Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.