I got this information and used it to file a complaint with the BBB against Payday Cashlink. I received notification this morning that they want to settle in my favor. The information on their website says that they are in Nevada - but here is the actual address. I will also give you the BBB for their area. Now I'm just waiting to see if they follow through. I hope this helps someone else.
Payday Cash Link/Landmark Express 925B Peachtree Street NE #405 Atlanta, GA 30309
By signing up a debt counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
Some creditors and collection agencies refuse to lower the payoff amount, interest rate, and fees owed by the consumer.
Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.