so someone called my place of work and gave them a case number and a phone number. i googled the case number and nothing came up, is it possible they just lied? i have defaulted on some loans but i'm not sure if the case number is real or not, maybe i just didnt do the right thing to find it? i know these guys will lie thru their teeth to scare us, just wondering.
By signing up a debt counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
Some creditors and collection agencies refuse to lower the payoff amount, interest rate, and fees owed by the consumer.
Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.