I got a call from BLN/Hartman & Associates on an old PDL from 2005 for USAPayDay. This woman told me that because the account had been closed for 3 years and I've ignored the calls (which I did not receive), she said that I committed bank fraud on this loan. I told her that PDL's are illegal in the state of MD and she replied that back then they were not illegal and what am I gonna do about this debt. I told her that I could pay in on Friday and she replied that was unacceptable and if I don't have the money in by 5pm today, she was going to turn my account over to the state attorney's office for MD and have the Sherriff's office come and pick me up. So I called the original lender and explained the situation to them and they called this company to try to get them to do a payment plan and then told me that BLN will call me in a few minutes. I talked to another very very rude woman this time and she asked me why did I take the loan and then close the account and what did I spend it on and why can't I borrow this money from anyone. I told her I asked a few folks and they didn't have it and you can't get nothing I don't have so she replied ok well if you don't have these funds to me by 7pm today, I will call your job and have you fired. I told her she can't do that and that is harrasment. She said that it wasn't because I owe the debt and she can talk to me anyway she wants to. I just hung up the phone. Has anyone had any dealings with these people??? Will they cause me to loose my job??? Can they have me arrested???