being sued by payday loan
im got a phone call saying that i am being sued by a payday advance back from 2008. the original balance was 255 for the loan and they jacked it up to 1300 per loan. on top of that i have bank statements saying that i never dealt with them in july of 08 but they are saying that i did and i did not pay them. i did go through them in november 08 and times beofre that. i always paid them. i want to work something out but he want the money up front or he said it will go through court. he is also saying that i owe them for 2 loans making the total over 4k. i tried to look up the number and it is a toll free number that goes straight to him. im tempted to let it go to court because it doesnt match according to my bank statement. alo i never recieved a letter from him. just a phone call. if it goes to court would it be brough to ohio, which is where i live? i need advice.