I received a call today from an unknown number, however, they left a message. The man's name was Vince Chambers and he said he was calling from NCS Offices. He said he received two formal complaints on me. One was for breach of contract and one was for attempt to defraud a financial institution. He told me that I was to call this number (877-239-1893) within 2 hours with my case # or I would be served papers. I am not sure if this is a scam or what, but I am worried. Please advise me on how to proceed.
By signing up a debt counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
Some creditors and collection agencies refuse to lower the payoff amount, interest rate, and fees owed by the consumer.
Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.