I need some fast advice, me and my husband have 10 PDLs between the both of us. They are all storefront and licensed in Arizona. At 3 of the locations we have loans at the same locations. My husband wants to settle or not pay his loans if he has over paid them. I want to get out of these loans as well but I don't think I can because I work for the bank that I wrote my loans on. If I put a stop payment on my loans I could jeopardize my job. So I advised my husband to do what he has to do with his loans and once he has his under control he can use the extra money to help pay off mine.
My husband thinks that the PDLs were we have loans together will try and hold me responsible for his loans and suggests we do them together.
Can his PDLs hold me responsible if he doesn't pay? I have probably over paid on some of my loans as well but I am afraid of losing my job.
All the PDLs are members of the CFSA so he was planning to ask for EPP on those we have not over paid. On the PDLs he feels were over paid he is planning to inform them that they have broken the law and demand a refund. Can he do that and won't that cause more trouble for me if I decide to still pay my loans?
By the way, his loans were written on a separate bank account from mine. Can the PDLs still come after me because my name is on his account?