I was wondering if you could help me, I believe that I have overpaid a couple of my loans and want to see if anyone has suggestions on if I can end my debt with them because of it or event request a refund. I live in Arizona.
Zipcash (internet) initial loan $300 total payout $1065
MTE Financial Credits (it was orginially 500fastcash- internet) initial loan $300 total payout so far $910
World Wide Cash (internet) initial loan $200 total payout so far $445
I also have one through Loanshop Highland (internet) initial loan $300 and I have paid $180. On this can I tell them my state limits so that they will lower the fee and use it towards my balance?
By signing up a debt counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
Some creditors and collection agencies refuse to lower the payoff amount, interest rate, and fees owed by the consumer.
Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.