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Are online payday loans legal in North Carolina?

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I have a loan with Loanshop Online and a loan with are these actually legal in the State of North Carolina?

Thanks in Advance for Advice

Payday loans are illegal in the state of North Carolina. Payback only the principal amount.

Sub: #1 posted on Fri, 06/08/2012 - 11:03

Good Nelly Good Nelly
Industry Expert
(Posts: 2552 | Credits: 521.36)

Zip19 is an illegal offshore 2 strikes against this loan. Follow all the steps in the link in my signature line for information on how to deal with them. You owe principal fees, no interest.

Sub: #2 posted on Fri, 06/08/2012 - 11:19

Moderators Cum Industry Expert
(Posts: 17209 | Credits: 4746.14)

Thank you for the advice.

I have repaid more than the principal with loanshop online loan, are they considered a PDL or another form of entity?

Sub: #3 posted on Fri, 06/08/2012 - 18:36


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