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Are online payday loans legal in North Carolina?

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I have a loan with Loanshop Online and a loan with Zip19.com are these actually legal in the State of North Carolina?

Thanks in Advance for Advice




Good Nelly


Posts: 2335
Credits: 49820.95

Sub: #1 Payday loans are illegal in the state of North Carolina. Payback
Thu, 06/07/2012 - 22:33

Payday loans are illegal in the state of North Carolina. Payback only the principal amount.




SOAPLADY


Debt Samaritan
Posts: 17181
Credits: 474368.63869987

Sub: #2 Zip19 is an illegal offshore loan...so 2 strikes against this lo
Thu, 06/07/2012 - 22:49

Zip19 is an illegal offshore loan...so 2 strikes against this loan. Follow all the steps in the link in my signature line for information on how to deal with them. You owe principal only...no fees, no interest.




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Sub: #3 Thank you
Fri, 06/08/2012 - 06:06

Thank you for the advice.

I have repaid more than the principal with loanshop online loan, are they considered a PDL or another form of entity?




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