I sent the ACH revoke letter to MyCashAdvance PDL stating they were illegal in Alabama. Has anyone else had success dealing with this company? I still owe $370 the balance only, but this is the response I got from them.
Thank you for contacting us.
Please note that the laws you are referring to only apply to loans made by private citizens and companies.
You borrowed this money from the Oglala Sioux Nation, a federally recognized Indian tribe. According to both federal laws and our treaties with the US Government, we are not required to follow any state’s laws.
We only have to obey federal law and the laws of the Oglala Sioux Nation which we have done.
If there is anything else we may do for you do not hesitate to contact us again.
By signing up a debt counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
Some creditors and collection agencies refuse to lower the payoff amount, interest rate, and fees owed by the consumer.
Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.