I received an email, in the spam folder, from a "supposed" attorney office. They stated that they were filing on 11-5-13 to recover 700.00 for a 300.00 loan. I have never received anything from this company, even though they say they have, I'm not even sure that I ever did this. This would have been an online payday loan, if it happened. I don't believe that this company is licensed, in Kansas, to do business. Does anyone know if they are legal and should I just ignore them all together? Thanks
By signing up a debt counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
Some creditors and collection agencies refuse to lower the payoff amount, interest rate, and fees owed by the consumer.
Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.