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collection agency - illegal payday

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Can AD Astra Recovery Service try to collect on an illegal payday loan in Texas? And if not how do I get it removed from my credit report.




Who is the original lender?


Sub: #1 posted on Tue, 07/23/2013 - 23:30

momofthree27 momofthree27

(Posts: 358 | Credits: 46.66)

If the loan is in fact illegal


Dear Astra

I hereby demand you cease and desist any and all contact with me and anyone associated with me in regards to an illegal payday loan, original creditor____________. The loan is (put in reason the loan is illegal..tribal, offshore, unlicensed) and thus is null and void.


This is an attempt to dispute an illegal payday loan. Any violations on your part will be sued upon.


Govern yourself accordingly


Sub: #2 posted on Wed, 07/24/2013 - 00:36

SOAPLADY SOAPLADY
Moderators Cum Industry Expert
(Posts: 17209 | Credits: 4746.15)

ad astra usually collects for ACE CASH EXPRESS.is this the lender?


Sub: #3 posted on Wed, 07/24/2013 - 00:43

paulmergel paulmergel
Moderators Cum Industry Expert
(Posts: 15506 | Credits: 1356.56)

They also collect for Speedy Cash. Both Ace and Speedy Cash are legal in Texas. In my experience Ad Astra is a legal CA and follows the rules. In my situation, I was able to work out a PFD and they removed the negative reporting within 48 hours. Are you certain the lender you are dealing with is illegal?


Sub: #4 posted on Wed, 07/24/2013 - 00:56

momofthree27 momofthree27

(Posts: 358 | Credits: 46.66)

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