Tue, 07/29/2008 19:28
I had several payday loans and some are paid off, but there are a few who keep debiting my account even though I have set up other arrangements. I always reverse it when they do this, but there are times when it causes me to overdraft and creates problems.
I am interested in putting some type of ACH block on my bank account, but I have a few questions. First, does this block ALL debits AND credits? We both have direct deposit - would this stop that as well? Or, does it only block ACH debits? Also, would I still be able to use my debit card? Or, is there such a thing as only a block for ACH Debits?
Has anyone done this and have advice? Thanks!